Just moved to the Valley of the Sun? Welcome! Whether you’ve relocated from out-of-state or just across town, getting the right insurance coverage in Phoenix is an important step in protecting your new life here.

At Allstate, we specialize in helping new residents transition their car, home, and renters insurance quickly — and with confidence.

Arizona has some unique insurance requirements and risks that might be new to you:

• Arizona is a "fault" state, meaning the at-fault party pays in an accident.
   
• Minimum liability limits are 25/50/15 (but many people choose more).
   
• Monsoon storms, dust storms, and high temps increase the value of comprehensive coverage.
   
• You’ll need to update your license and registration within 15 days of moving.
   

• Phoenix homes may face monsoon flooding, intense UV damage, and wildfires.
   
• Most standard policies do not include flood insurance — we can add that.
   
• If your home is in a new development or older historic area, you may have different coverage needs.
   

1. Transfer your auto insurance to an Arizona-compliant policy
    
2. Bundle home and auto for maximum savings
    
3. Add flood, fire, or water backup protection if your area is prone to those risks
    
4. Update your address with your insurer and AZ MVD
    
5. Review discounts like safe driving, new home, and multi-policy
    

• Fast policy transfers
   
• Local, personal support during your transition
   
• Guidance through Arizona-specific regulations
   
• Customized coverage for your new neighborhood
   

Whether you’re settling in Desert Ridge, Downtown Phoenix, Arcadia, Ahwatukee, or South Mountain, our agency knows how to tailor protection that fits your new lifestyle.

Contact your local Phoenix Allstate office today for a fast insurance checkup. We’ll make sure you’re protected from day one — so you can focus on enjoying your new home in the Valley.

📞 Call, visit, or start online — we’re here to help new neighbors like you.