Allstate Arizona Agency

(602) 794 - 3901 (Direct To Local Office)

  • Home
  • Car Insurance
  • Home Insurance
  • Local Agent Introduction
  • Discounts and Savings
  • AZ Insurance Requirements
  • Claims and Support
  • New Arizona Residents
  • High-Risk Drivers
  • Renters Insurance
  • Life Insurance
  • Condo Insurance
  • Motorcycle Insurance
  • RV Insurance
  • Roadside
  • Umbrella Policy
  • More
    • Home
    • Car Insurance
    • Home Insurance
    • Local Agent Introduction
    • Discounts and Savings
    • AZ Insurance Requirements
    • Claims and Support
    • New Arizona Residents
    • High-Risk Drivers
    • Renters Insurance
    • Life Insurance
    • Condo Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Roadside
    • Umbrella Policy
Allstate Arizona Agency

(602) 794 - 3901 (Direct To Local Office)

  • Home
  • Car Insurance
  • Home Insurance
  • Local Agent Introduction
  • Discounts and Savings
  • AZ Insurance Requirements
  • Claims and Support
  • New Arizona Residents
  • High-Risk Drivers
  • Renters Insurance
  • Life Insurance
  • Condo Insurance
  • Motorcycle Insurance
  • RV Insurance
  • Roadside
  • Umbrella Policy

Welcome to Get Local Allstate!

Welcome to Get Local Allstate

 Coverage for every corner of your condo

What is condo insurance?

A condo insurance policy covers any damages to your unit’s structure and your personal belongings caused by certain perils, such as fire or vandalism. You don’t have to own a house to protect the things you love – your condo is your home, and it deserves to be treated like one.

Why do you need condo insurance?

You might think your association’s insurance covers your condo and belongings, but unfortunately, that’s not always the case. While the association's insurance does cover parts of the building’s structure, it generally doesn't include your personal belongings like furniture, clothes and electronics. But a condo policy will help you repair or replace those belongings if they're damaged by a covered peril, such as theft, fire, smoke and more.

Additionally, many lenders require you to purchase “walls-in” coverage to protect the inside of your unit and your belongings (typically written as an HO-6 form).

What does condo insurance cover?

When it comes to Allstate® condo insurance, you have your pick of several standard types of coverage that help protect you, your condo unit and your belongings. And if you want even more protection, you can buy additional, optional coverage.

Condo insurance helps pay for costs resulting from covered perils, which include:

  • Theft
  • Fire and smoke
  • Vandalism
  • Sudden and accidental water damage from your plumbing, water heater, heating or air conditioning system, or household appliances.

Customize your condo insurance policy

  • Coverage & Policies
    Learn how Allstate helps protect condo owners.
  • Discounts
    Find out how you can save money on condo insurance.
  • Claims
    Get helpful information about filing a condo insurance claim with Allstate.

start protecting your condo today

Get a fast and easy quote online today and see how easy it is to protect what matters most.

How much does condo insurance from Allstate cost?

The amount you pay for condo insurance depends on a number of factors, including the types of protection and coverage limits you choose. Tailor your policy to meet your needs – and suit your budget – when you get your quick and easy quote online.

How much condo insurance coverage is needed?

The amount of condo insurance coverage needed depends on certain factors, including the cost of replacing key interior features, your location, regional weather risks, and your condo’s Homeowner’s Association (HOA) insurance policy. Typically, HOAs only cover shared areas, so be sure to evaluate any insurance gaps you may have.

Ways to save on your condo insurance

Everyone wants to save money, and we try to make it easy. Reduce the cost of condo insurance by take advantage of discounts, including:

  • Multi-policy discount
    Bundle more than one qualifying policy with condo insurance.
  • Welcome & loyalty discount
    Switch your existing condo insurance to Allstate, then save every year after that.
  • Protective device discount
    Save more when you have safety devices installed, like theft or fire alarms.
  • Homebuyer discount
    Reduce insurance costs when you purchase a new condo.
  • Easy Pay Plan®
    Set up automatic payments and get a discount.
  • And more!

Learn more about condo insurance discounts.

Common types of condo insurance bundles

Bundled savings vary by state and are not available in every state.

  • Condo + Auto
    Save up to 21%* when you bundle Allstate condo and auto insurance policies online.
  • Condo + Motorcycle
    Reduce premiums when you bundle condo insurance with motorcycle protection.
  • Condo + Term life
    Qualify for discounts when you bundle condo insurance and term life insurance

How to compare condo insurance quotes

When gathering condo insurance quotes from multiple companies, you should remember to choose the same coverages, limits and deductibles for each quote to make an accurate comparison.

  • Choose your coverage
    Take a look at the types of coverage included in the standard policy and consider what other optional coverages you want to add.
  • Consider your limits
    Be sure to think about your personal finances when selecting a limit, which is the maximum amount the insurer will pay for a covered claim.
  • Select your deductibles
    Some condo insurance coverages come with a deductible, which is the amount you'll pay out of pocket toward a claim. When choosing your deductible, be sure to think about how much you could comfortably afford to pay in the event of a claim.

Condo and townhome insurance FAQs

Is condo insurance required?

What’s typically not covered by condo insurance?

What is co-op insurance?

What is an HO-6 policy?

Are townhomes with an association insured the same way as condos?

What if I’m renting a condo?

Subscribe to our newsletter

Stay updated on our progress and be the first to know when we launch!

  • Car Insurance
  • Home Insurance
  • Local Agent Introduction
  • Discounts and Savings
  • AZ Insurance Requirements
  • Claims and Support
  • New Arizona Residents
  • High-Risk Drivers
  • Renters Insurance
  • Life Insurance
  • Condo Insurance
  • Motorcycle Insurance
  • RV Insurance
  • Roadside
  • Umbrella Policy

(602) 337-4749 (Local and 24/7 Phone Number)

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept